Expert Accountants for Wholesale & Distribution Businesses

From stock control to VAT and cash flow management, wholesale and distribution companies face unique financial demands. At Co-gency Chartered Accountants, we help distributors across Manchester, Salford, and Swinton stay compliant, optimise profits, and make smarter financial decisions.

  • 30+ Years’ Industry Accounting Expertise
  • Chartered Accountants
  • Fixed-Fee Pricing – No Surprises

    DoWholesale & Distribution Companies Need Specialist Accountants?

    Absolutely. Whether you’re importing goods, managing warehouses, or handling B2B invoicing:

    • Stock Valuation & Turnover – Tracking cost of goods sold (COGS) and ensuring accurate margins.

    • VAT Complexity – Especially for companies importing or exporting post-Brexit.

    • Cash Flow & Debtor Control – Managing delayed payments from retailers or trade accounts.

    Without tailored advice, profits can slip through the cracks—and non-compliance could cost you.

    How Co-gency Helps Distribution Businesses

    Cash Flow, Forecasting & Budgeting

    Cashflow modelling to predict seasonal dips

    Budgeting by product line or division

    Scenario planning for supply chain disruption

    Stock & Inventory Accounting

    Inventory cost tracking and valuation methods

    Stock reconciliation and shrinkage analysis

    Optimising stock turnover to avoid overordering

    VAT & HMRC Compliance

    Import/export VAT and EORI guidance

    Partial exemption calculations

    ✔ Filing and dispute resolution

    Payroll & Employee Management

    PAYE & pensions for warehouse and delivery staff

    Bonus and incentive scheme structuring

    RTI submissions and holiday pay tracking

    "Thinking About Taxes?" – Let Co-gency Handle Them

    Tax deadlines and HMRC investigations don’t have to be stressful. Our proactive approach ensures:

    Accurate VAT filings (avoiding penalties)

    Maximised deductions (claiming every allowable expense)

    Year-round support (not just at year-end)

    Why Choose Co-gency Chartered Accountants?

    • Local Experts – Serving Manchester, Salford & Swinton
    • Wholesale & Distribution Focus – We understand your supply chain and sales cycles
    • Fixed Fees – No hourly billing surprises.
    • Tech-Enabled – Cloud accounting for real-time insights.

    What Our Clients Say About Us

    Frequently Asked Questions

    How is Wholesale Accounting Different from Other Industries?

    Wholesale businesses need accurate COGS tracking, margin analysis, and stock-level management. These factors directly impact profitability and tax obligations.

    Do Wholesale & Distribution Companies Need a Specialist Accountant?

    Yes! General accountants often overlook:

    • Complex VAT rules on imports, exports & EC sales

    • Inventory valuation and shrinkage tracking

    • Industry-specific cash flow challenges

    Our sector-experienced team helps clients improve margins and avoid costly compliance errors.

    How Much Does an Accountant Cost for a Wholesale Business?

    Fees vary based on your size, systems, and service needs.

    Book a free call to get a tailored quote—no obligation.

    How Can We Improve Cash Flow in a Wholesale Business?

    Wholesale businesses often face tight margins and delayed customer payments. We help you:

    • Implement rolling cash flow forecasts

    • Optimise credit terms and payment policies

    • Manage stock levels to reduce capital lock-up

    With better visibility, you can plan with confidence and avoid funding crunches.

    How Do You Manage Trade Debtors More Effectively?

    Late-paying customers can cripple growth. We support clients by:

    • Setting up automated invoice reminders

    • Tracking debtor days and ageing reports

    • Implementing credit checks and payment policies

    Our goal is to help you get paid faster—with fewer write-offs.

    What Financing Options Are Available for Distributors?

    Need working capital to manage bulk purchasing or seasonal swings? We can advise on:

    • Invoice financing

    • Trade credit facilities

    • Asset-based lending

    We’ll help you evaluate costs, risks, and eligibility—so you don’t overextend.