Expert Accountants for Wholesale & Distribution Businesses
From stock control to VAT and cash flow management, wholesale and distribution companies face unique financial demands. At Co-gency Chartered Accountants, we help distributors across Manchester, Salford, and Swinton stay compliant, optimise profits, and make smarter financial decisions.
- 30+ Years’ Industry Accounting Expertise
- Chartered Accountants
- Fixed-Fee Pricing – No Surprises


DoWholesale & Distribution Companies Need Specialist Accountants?
Absolutely. Whether you’re importing goods, managing warehouses, or handling B2B invoicing:
-
Stock Valuation & Turnover – Tracking cost of goods sold (COGS) and ensuring accurate margins.
-
VAT Complexity – Especially for companies importing or exporting post-Brexit.
-
Cash Flow & Debtor Control – Managing delayed payments from retailers or trade accounts.
Without tailored advice, profits can slip through the cracks—and non-compliance could cost you.
How Co-gency Helps Distribution Businesses
Cash Flow, Forecasting & Budgeting
✔ Cashflow modelling to predict seasonal dips
✔ Budgeting by product line or division
✔ Scenario planning for supply chain disruption
Stock & Inventory Accounting
✔ Inventory cost tracking and valuation methods
✔ Stock reconciliation and shrinkage analysis
✔ Optimising stock turnover to avoid overordering
VAT & HMRC Compliance
✔ Import/export VAT and EORI guidance
✔ Partial exemption calculations
✔ Filing and dispute resolution
Payroll & Employee Management
✔ PAYE & pensions for warehouse and delivery staff
✔ Bonus and incentive scheme structuring
✔ RTI submissions and holiday pay tracking
"Thinking About Taxes?" – Let Co-gency Handle Them
Tax deadlines and HMRC investigations don’t have to be stressful. Our proactive approach ensures:
Accurate VAT filings (avoiding penalties)
Maximised deductions (claiming every allowable expense)
Year-round support (not just at year-end)
What Our Clients Say About Us
Frequently Asked Questions
How is Wholesale Accounting Different from Other Industries?
Wholesale businesses need accurate COGS tracking, margin analysis, and stock-level management. These factors directly impact profitability and tax obligations.
Do Wholesale & Distribution Companies Need a Specialist Accountant?
Yes! General accountants often overlook:
-
Complex VAT rules on imports, exports & EC sales
-
Inventory valuation and shrinkage tracking
-
Industry-specific cash flow challenges
Our sector-experienced team helps clients improve margins and avoid costly compliance errors.
How Much Does an Accountant Cost for a Wholesale Business?
Fees vary based on your size, systems, and service needs.
Book a free call to get a tailored quote—no obligation.
How Can We Improve Cash Flow in a Wholesale Business?
Wholesale businesses often face tight margins and delayed customer payments. We help you:
-
Implement rolling cash flow forecasts
-
Optimise credit terms and payment policies
-
Manage stock levels to reduce capital lock-up
With better visibility, you can plan with confidence and avoid funding crunches.
How Do You Manage Trade Debtors More Effectively?
Late-paying customers can cripple growth. We support clients by:
-
Setting up automated invoice reminders
-
Tracking debtor days and ageing reports
-
Implementing credit checks and payment policies
Our goal is to help you get paid faster—with fewer write-offs.
What Financing Options Are Available for Distributors?
Need working capital to manage bulk purchasing or seasonal swings? We can advise on:
-
Invoice financing
-
Trade credit facilities
-
Asset-based lending
We’ll help you evaluate costs, risks, and eligibility—so you don’t overextend.