Sound familiar?
Your business is growing – and so is the complexity. The decisions are bigger, the margins matter more, and "the numbers" are no longer something you can manage on instinct or leave until year-end.
- You're making big decisions without clear, timely financial information
- Your bank, investors or board want proper reporting – and you're scrambling to produce it
- Cash flow feels tight even when you're profitable, and you can't always see what's coming
- You know you need senior finance input, but a full-time FD costs £80,000–£120,000+ a year
- Your accountant does your compliance well – but you need someone thinking forward, not just filing the past
If any of that rings true, an outsourced Finance Director is almost certainly the answer.
Senior finance leadership, scaled to your business
An outsourced (or "fractional") FD gives you the strategic financial leadership of an experienced Finance Director – on a flexible, part-time basis that fits your needs and budget. You get the insight, control and confidence of a full finance function, without carrying the full-time salary.
We work as an extension of your team: in your numbers, in your planning, and in the room (or on the call) when the decisions that matter get made.
How we support you
Board & management reporting
Clear, decision-ready board packs and management accounts that tell you what's actually happening in your business – and what it means. The kind of reporting that stands up in front of lenders, investors and boards.
Cashflow forecasting
Rolling cashflow forecasts so you can always see what's coming, plan with confidence, and never be caught out. We help you understand the gap between profit and cash – and manage it.
Financial strategy & planning
Budgets, financial models, scenario planning and KPIs built around your goals – turning your ambitions into a financial plan you can actually steer by.
Managing your audit process
If your business needs an audit, we manage the whole process on your behalf – liaising with auditors, preparing what's needed, and keeping it smooth and stress-free. (We don't carry out audits ourselves, which means we're on your side of the table throughout.)
Systems & finance function improvement
Getting the right tools, processes and people in place so your finance function runs cleanly as you scale – including implementing finance functions from the ground up where needed.
Finance leadership proven at scale
What sets us apart is the depth of experience behind the service. Our team has led finance functions for businesses up to £200 million in turnover, across the UK and Europe – including:
- Managing cross-border audit processes across multiple jurisdictions
- Leading cross-border M&A integration – bringing acquired businesses into the group cleanly
- Implementing finance functions across UK and European operations
In practice, that means the person guiding your finances has operated far above the scale of most growing businesses. You get big-company financial rigour, applied sensibly to a business your size.
Expanding into Europe, acquiring or being acquired, or dealing with overseas subsidiaries? Cross-border financial complexity is exactly the kind of challenge we've handled before – and most local firms simply haven't.
And when you need more than ongoing finance leadership
Sometimes a business reaches a moment that goes beyond day-to-day finance leadership – raising investment, buying or selling a company, restructuring the group, or navigating a difficult situation.
When that happens, you don't need to go and find a separate adviser. Co-gency has a dedicated corporate finance arm, working alongside a trusted partner law firm, to handle:
- Mergers, acquisitions and business sales
- Group restructuring and holding company structures
- Fundraising and investment readiness
- Complex and distressed situations
So as your outsourced FD, we lead your finances day to day – and when a bigger moment arrives, the specialist firepower to execute it is already in-house. One relationship, from monthly reporting to the biggest decisions you'll ever make.
Is an outsourced FD right for you?
This service is built for growing businesses – typically £1m to £20m turnover – that have outgrown basic bookkeeping and need senior financial input, but don't yet need (or want to pay for) a full-time Finance Director. You'll get the most from it if you're:
- Scaling, and the financial complexity is growing with you
- Preparing for investment, a sale, or significant growth
- Being asked for better reporting by a bank, investor or board
- Expanding internationally or dealing with cross-border complexity
- Making big decisions and want expert finance thinking behind them
How it works
Free consultation
We talk through where your business is, where it's going, and what finance support would genuinely help.
A tailored proposal
A clear, fixed-fee plan scoped to what you actually need. No full-time salary, no surprises.
We get to work
Embedded in your business as your outsourced FD, from reporting to strategy to the big decisions.
Speak to a chartered accountant about your finance leadership
Tell us a little about your business and one of our team will get back to you. No jargon, no obligation – and backed by our 30-day money-back guarantee.
Book Your Free Consultation
Prefer to pick a time? Book a time directly →
Frequently asked questions
Ready to bring senior finance leadership into your business?
Book a free, no-obligation consultation. We'll tell you honestly whether an outsourced FD is right for you – and exactly how it would work for your business.